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paying down debt still counts when it’s not the only thing your money is doing. the best plan is one you can actually keep up with. for us, that means paying down our loans, investing for our future, and enjoying life now. ☕️✈️💖 if you’re balancing debt payoff with other goals, start your free trial with @Monarch 💛 #studentloans #studentloandebt #personalfinanceformillennials #buildingwealth #moneymanagement
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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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