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The FDIC (Federal Deposit Insurance Corporation) is a U.S. government agency that provides insurance to protect depositors in case of bank failures. In the event that a bank fails, the FDIC may take steps to resolve the situation and protect the depositors. One option the FDIC has is to use a
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The money you have in the bank is insured up to the FDIC limit of $250,000. However, if you bank with a bank that is chartered in the state of Massachusetts, it likely has additional insurance in the form of DIF. DIF will cover all deposits over the $250,000 FDIC limit. Since 1934 no one, with money on deposit in a Massachusetts chartered bank, has lost a dime due to a bank going bankrupt. ##boston##ma##fdic##dif##insurance##personalfinance##svb##bankrun##banks
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