After age 59½, it's smart to roll money out of IRAs or 401(k)s—not keep deferring. Why? Your current tax bracket is likely the lowest you'll ever see. A strategic rollout gets taxes over and done with at today's lower rates, then moves your money into something 100% tax-free from now on. Even better—for many people, those taxes paid during the rollout can be
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After age 59½, it's smart to roll money out of IRAs or 401(k)s—no…
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TikTokdoug.andrew
If you withdraw $50,000 a year from a $1.25 million IRA or 401(k), after taxes in a 28% combined federal and state bracket, you're likely only left with about $36,000-just $3,000 a month. That's the financial industry's
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If you withdraw $50,000 a year from a $1.25 million IRA or 401(k), after …
298 views3 months ago
TikTokdoug.andrew
If your financial vehicle isn't performing the way it should, it may not be structured correctly. For example, if it's not earning more than its costs and fees in the first few years, or if your cash value doesn't match your premiums by year five or six-it's time for an audit. Make sure your plan is working as efficiently as possible. Claim your FREE copy of The LASER Fund at laserfund.com . #SmartMoney #WealthStrategy #FinancialEducation #TaxFreeGrowth #IUL #TheLASERFund
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If your financial vehicle isn't performing the way it should, it m…
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TikTokdoug.andrew
A client came to us drowning in a $200,000 loan against their whole life policy—they couldn't even keep up with the interest. The policy was crediting less than what they were being charged, a negative spread that was eating them alive. We performed a 1035 exchange into a properly structured IUL, transferring the loan in the process. The new company credited more interest than it charged on the loan, flipping the math completely. Within a few short years, the $200,000 loan was paid off, and the
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A client came to us drowning in a $200,000 loan against their whole l…
167 views2 months ago
TikTokdoug.andrew
I've been a financial strategist and retirement planning specialist for over five decades, helping Americans optimize assets, minimize taxes, and protect their wealth. When the 1987 market crash hit, I was out hunting, and I didn't have to rush back to answer panicked calls. Why? Because starting in 1980, I had moved my clients into my favorite financial vehicle - the properly structured, max-funded Index Universal Life (IUL). Since then, during every major downturn - 1987, 2001 after 9/11, and
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I've been a financial strategist and retirement planning specialist for …
113 views4 months ago
TikTokdoug.andrew
#67 #getsomesense #trends #fyp #viral
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#67 #getsomesense #trends #fyp #viral
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TikTokandrewfinancialexpert
#CapCut #axolotl #exoticpets #fyp #catsoftiktok
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#CapCut #axolotl #exoticpets #fyp #catsoftiktok
295 views3 months ago
TikTokandrewfinancialexpert
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