A loan between family members, or even friends, isn’t help—it’s a trap for both parties. Whenever you loan money to a friend or family member, you’ve become their creditor. You’re now a lender, and they’re a borrower. Family dinners and get-togethers are different when you’re sitting down to eat with your creditors instead of just friends or family. If you want to give money to friends or family (and you can afford it), just give them the money. But make sure it’s a gift with no strings attached
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Over 30 years ago, when we went broke, Sharon’s dad kindly loaned us money to keep a car. He is one of the kindest and most gentle men, and we worked hard to pay the loan back. Not once did he make us feel uncomfortable through his actions or attitude. But even so, I can tell you that sitting at Thanksgiving dinner felt different until we cleared the debt. The shift in the air was undeniable because debt creates a slave/master relationship, and it changes things. When you loan a friend money, th
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1.8M views · 24K reactions | Hundreds of times, I’ve seen relationships strained and sometimes destroyed from loaning money. We all have, but we continue to believe the myth that a loan to a loved one is a blessing. It isn’t—it’s a curse. Don’t put that burden on any relationship you care about. | Dave Ramsey | Facebook
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