What Are The 4 Types Of Annuities? When you hear about annuities, it can sound like one big confusing product—but there are four main types most people need to understand: immediate, deferred, fixed, and variable. In this video, we break down what each type actually is, how it works, and what problem it’s designed to solve so you can stop guessing and start matching the right annuity to your own retirement goals. You’ll see how immediate annuities turn a lump sum into income right away, while de

When Do You Have To Start Taking Distributions From An Annuity? This video explains when you’re required to start withdrawing money from an annuity and when it’s optional. The answer depends on whether your annuity is inside a qualified account like an IRA or 401(k), or funded with after-tax (non-qualified) money, and that distinction drives a lot of tax decisions. You’ll learn how required minimum distributions (RMDs) apply to annuities held in retirement accounts and how those rules differ fro