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✂️ The Fed just lowered interest rates by 25 basis points — the first cut of 2025. Here’s what that means and the smart money moves to make right now: 💳 Attack high-interest debt Variable-rate debt (like credit cards) will ease slightly, but rates are still sky-high. A cut is your chance to get ahead — transfer to a lower-rate card, refinance if you can, or simply throw extra cash at balances while it costs you less to carry them. 🏡 Rethink big purchases Mortgage rates won’t collapse, but they
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The U.S. has done this 46 times in 50 years
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