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Golden 1 Credit Union headquarters is located at 8945 Cal Center Drive, Sacramento, CA, 95826.

Although you can conduct much of your business safely and securely from home with Mobile and Online Banking, we’ve made it easy for you to schedule ahead for your next in-branch visit. You choose the service, date, and time of day, and we'll send a confirmation email with all the details to help you prepare for your appointment.

At Golden 1 Credit Union, we’ve always embraced the philosophy of "people helping people," from our humble beginning in California's state capital in 1933, to today, one of the nation's largest credit unions with 1.1 million members and over $18 billion in assets.

0.20% APY* on Daily Balance of $0.01 & Over *Annual Percentage Yield (APY) and dividend rate may change at any time. The APY accurate as of 02/08/2025.

At Golden 1 Credit Union, community is our cornerstone. We’re here to help all Californians set and achieve their financial goals.

What is an IRA? An Individual Retirement Account (IRA) is designed to help you save money for retirement. Our IRA products are low-risk and are NCUA-insured (separately from your other non-IRA deposit accounts) so your retirement savings are secure.

3 days ago · Rates may increase or decrease during the life of the loan, and are indexed to the 30-day Average Secured Overnight Financing Rate (SOFR), with a margin of 2.750%, as published in the Federal Reserve Bank of New York.

Golden 1 Credit Union is not part of any government agency, nor do we represent or have the endorsement of HUD, FHA, the U.S. Government, or any federal, state, or local government agency.