Pay Later (BNPL) services have emerged as a popular method for consumers to access credit. Typically offered at the point of ...

Borrowers will require to pass new affordability checks from July 2026 as part of Financial Conduct Authority plans to ...

With new legislation now in place, the FCA is preparing to consult on detailed rules which will include upfront affordability ...

The surge in BNPL transactions exposes consumers to risks, especially those in the low-income group and with poor financial ...

FICO is launching new credit scoring models that will track buy-now-pay-later payments for the first time. With 90 million ...

FICO is the first major credit score provider to incorporate BNPL information into its credit scores, the company said in a ...

"Using BNPL for consumables like groceries is a red flag; it suggests a household might not be appropriately managing cash ...

Depending on how you use buy now, pay later (BNPL), improper usage could really hurt your credit score, even tank it. Here's ...

You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...

As more people fund their purchases with BNPL loans, they’re starting to appear on credit reports, but they won’t affect your ...

Finder.com reports that BNPL can be cheaper short-term than credit cards, but credit cards offer more consumer protections ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...