Some ex-policyholders are turning to self-insurance as an alternative. This involves making regular deposits into a dedicated savings pot, and using this to pay for incidents they'd have otherwise ...

Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Insurers usually record all claims, including non-fault ones, and may take them into account at renewal. For example, if your parked car is hit and the other driver’s insurer pays for repairs, your no ...

The date you renew your home insurance can affect how much you pay. Simply letting your policy auto-renew usually means paying more, while timing it right and switching to a new insurer can often cut ...

The ABI said the cost of domestic flood claims increased by 38% to £313m in 2025, while payouts for subsidence jumped 10%.

Wellington continues to be the most expensive city for house insurance. The median cost for house and contents insurance for a standard home was a whopping $3,824 in Consumer’s 2025 house and contents ...

Aucklanders may finally be getting some relief on their insurance premiums - but the same cannot be said for Wellington and Christchurch.

Generic traffic - lightbox KPRC (Copyright 2025 by KPRC Click2Houston - All rights reserved.) If you feel like you’re paying an arm and a leg to insure your car in ...

We may receive a commission on purchases made from links. OLED and high-end TV panel technologies provide vibrant colors, sharp pictures, and extreme brightness. Yet they're also expensive, with ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...

Australia’s most popular vehicles are also among the least expensive to insure, with widely sold SUVs and high-volume passenger cars often attracting lower premiums than lower-volume or luxury models, ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...