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NEW YORK (AP) — Visa and Mastercard have proposed a settlement in their long-running legal dispute with merchants and retailers over how much they charge merchants to accept their cards.

The proposed deal could impact which credit cards stores accept and whether shoppers face more surcharges at checkout.

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One thing missing from current chatbotys is "the ability to make payment via an agent,” said Asia-Pacific president Stephen Karpin.

If approved, the settlement could ultimately save merchants more than $200 billion over the course of the settlement period, according to Joseph Stiglitz and Keith Leffler, who served as expert ...