The best CD yield from a national bank is Kennett Trust Bank with a 4.23% APY on a 12-month CD with a $500 minimum to earn the APY. The best local bank CD rate is Daniels-Sheridan Federal Credit Union ...
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Best CD rates today: December 25, 2025 — earn up to 5.11% APY
With the Fed cutting rates recently, the best CD rates today may not last long. Grab a top APY of up to 5.11% before the yields slide even further down.
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
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