Despite some dangerous misconceptions about non-QM loans, they're actually helping more Americans become homeowners.

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. Some homebuyers don’t fall into ...

Describing the modern-day mortgage market as challenging would be an understatement, to say the least. Mortgage interest rates have steadily ramped up throughout 2024. The average rate throughout 2024 ...

Lenders who embrace these solutions can capture untapped market share and better serve today’s evolving borrower base. Non-qualified mortgage (non-QM) loans create value in an evolving, volatile ...

CNBC Select names the best lenders for non-QM loans, including New American Funding and CrossCountry Mortgage.

Expanded jumbo and Non-QM loan offerings drove a January rebound in mortgage credit availability as lenders loosened standards and positioned for the 2026 spring homebuying season, according to the ...

If you work with self-employed borrowers, you already know the frustration they face when trying to qualify for a traditional mortgage. Even highly successful business owners often have trouble ...

With over four years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts, helping first-time homebuyers and homeowners make informed decisions as ...

Demand for nonconventional mortgages has grown sharply, according to Optimal Blue data Nonconventional mortgage lending has become a bigger part of mortgage-loan originations in recent months, ...

The January 2026 update enables examination of Non-Qualified Mortgage activity at the loan level across seven years of HMDA data. This update allows users to work directly with loan-level HMDA records ...

Larger loans are increasingly showing up throughout private-label residential mortgage-backed securitizations, even in transactions outside the jumbo sector, according to new research. Processing ...