The primary difference between traditional 401(k)s and Roth 401(k)s is when you pay taxes on the money. With a Roth 401(k), ...

Hopkins said it’s a little “misleading” to think of Roth and traditional 401(k) plans as entirely separate savings vehicles. They’re fundamentally the same type of account — employer-sponsored ...

Most employers with 401(k) plans offer Roth 401(k), but most workers don't use them. Withdrawals from Roth 401(k)s are not subject to income tax -- that means tax-free retirement income. If you don't ...

When planning for retirement, one of the biggest decisions you'll face is how to generate consistent, tax-efficient income.

For many of us, retirement may seem far away. However, if you ask people who have already retired, many of them will tell you just how fast it can creep up on you. That's why it's important to begin ...

Both accounts provide benefits, but your future financial situation plays a big role in determining which makes sense for you ...

Backdoor Roths and mega backdoor Roths are strategies used by high earners who aren’t eligible to contribute to Roth IRAs due to the income limits. The backdoor Roth and mega backdoor Roth strategies ...

Roth 401(k), and Roth IRA are smart tools for building a secure retirement. Learn how these accounts can boost your savings.

Roth IRAs have been around for more than 20 years, and many people may have forgotten or never learned about how valuable they can be. Even small contributions over time can translate into a ...