Dr. JeFreda R. Brown is a financial consultant, Certified Financial Education Instructor, and researcher who has assisted thousands of clients over a more than two-decade career. She is the CEO of ...

Quick ReadHigh-earning physicians legally route roughly $70,000 a year into Roth accounts by combining backdoor IRA ...

On her September 15, 2022 Women & Money episode, Suze Orman dropped a line every retiree planning a Roth conversion should ...

Managing your finances in retirement can be a careful balancing act.

A large 401(k) balance can leave you vulnerable to high RMDs if you do not use this strategy to prepare years in advance.

A 68-year-old retiree collecting Social Security ran a Roth conversion to shrink required minimum distributions (RMDs) waiting at 73. The logic was reasonable: move traditional IRA money now, pay tax ...

If you were planning a Roth conversion maneuver this year, the newly-introduced One Big Beautiful Bill (OBBB) doesn't directly impact the strategy. However, it does have an indirect impact that could ...

Roth IRAs are funded with after-tax dollars and can provide tax-free income after age 59 1/2. Money from a traditional IRA can be converted to a Roth IRA as long as you pay income tax on the converted ...

When it comes to Roth conversions, traditional advice is to convert traditional IRAs to a Roth IRA over a period of years to stay within current tax brackets. The theory is that doing so will reduce ...

Starting January 1, 2026, Federal employees and retirees will be able to convert money from their traditional Thrift Savings Plan accounts to a Roth TSP account. Federal employees can make their ...

There’s a strategy that could help turn these new investment accounts into tax-free vehicles in retirement, some experts say.