No two credit scores are the same, even if they belong to the same person. That's because the financial industry uses different scoring models for different purposes. FICO and VantageScore are most ...

GREENVILLE, N.C. (WITN) - Government-backed mortgage giants Fannie Mae and Freddie Mac are now allowed to accept a different credit score that considers rent and utility payments. While FICO credit ...

Effective credit management includes monitoring scores and reports. Credit scores indicate responsibility, while reports detail history. Knowledge of both is essential for securing loans and improving ...

Here's the trap: Your card issuer reports your balance to the bureaus on your statement closing date, not your payment due ...

CNBC Select takes a look at the states with the highest and lowest credit scores, and some tools to help improve your own ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Having a good credit score not only allows you to borrow money, but it allows you to take advantage of higher limits.

An 800 credit score unlocks major financial perks. Here are the smartest money moves to make now to take full advantage.

You're ready to buy that new car or finally get a mortgage, so you check your credit score. Then comes the surprise, it's way ...

Learn what trade lines are, how they affect your credit score, and what records are included. Understand the significance of ...