When you’re ready to retire, you’ll want more than Social Security to pay the bills. Those benefits typically only provide enough money to replace about 40% of average earnings, according to the ...

Ashley Donohoe is a personal finance writer, Financial Planning and Wealth Management Professional and Certified Financial Education Instructor based in Cincinnati. She covers banking, loans, ...

A 403(b) plan is common in public schools, nonprofits and religious groups. It is a defined contribution plan where employees add money to a pre-tax or Roth account. The money is usually invested in ...

If you qualify for a pension plan through your employer, you're generally offered at least two options upon retirement -- single life and joint-and-survivor. Single life pensions produce higher ...

Pension funds and mutual funds are essential tools in retirement planning, but they serve different purposes and suit varied investor needs. Pension funds provide a stable income post-retirement and ...

The shift from defined benefit (DB) to defined contribution (DC) pensions has exposed a widening retirement savings gap between public and private sector workers, Hargreaves Lansdown has suggested, ra ...

Nearly nine out of 10 investors - but only two-thirds of advisors - prioritize investments that provide steady income stream in retirement Over 80% of investors - but less than 50% of advisors - view ...

Tanya Staples is studying what drives good retirement planning outcomes — her focus on women could make a real difference ...