New car financing is available for under 4% APR for borrowers with high credit scores Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

Auto loan rates in 2025 range from below 4% annual percentage rate (APR) to above 14% APR, depending on whether you purchase a new or used car and your financial situation. The best auto loan rates ...

Credit union auto loans work like auto loans from other lenders but often have lower interest rates and other benefits.

New car loans had an average interest rate under 7%, while used car loan rates averaged nearly just under 11.50% in the third quarter of 2025. Your credit score plays a significant role in determining ...