Thrift Savings Plan participants and spousal beneficiaries can shift money from traditional, pre-tax TSP balances to Roth accounts without leaving the plan, starting in January 2026. Starting in late ...

Question: “We have $900,000 in a TSP [Thrift Savings Plan, retirement plans for government workers and military]. We’d like to convert a portion to a Roth. It seems like financial planners are ...

Civilian federal employees and uniformed service members will soon be able to convert their pre-tax Thrift Savings Plan balances to Roth accounts without leaving the plan. The Federal Retirement ...

The federal government’s Thrift Savings Plan for service members and civilian employees will allow participants to transfer money from their traditional accounts into the plan’s Roth accounts starting ...

As federal employees navigate the 2026 tax year, the TSP contribution limit has increased to $24,500, offering a fresh opportunity to boost retirement savings. Coupled with the newly available in-plan ...

Editor's note: An earlier version of this article incorrectly said Roth TSP distribution may not be subject to income tax and a 10% penalty under certain circumstances. Tax-free Roth Thrift Savings ...

The IRS has increased 2026 Thrift Savings Plan (TSP) contribution limits to $24,500, with higher catch-up allowances for older participants, even as market swings and policy changes challenge federal ...