A DIY approach to debt settlement can backfire if you don't understand the legal, financial and tax risks involved.

The timing of your settlement offer could have a big impact on how much you ultimately pay to get rid of your debt.

Debt relief could help you pay less than you owe, but the negotiation process for those deals may surprise you.

Throughout 2025, Goodwin tracked nine enforcement actions concerning debt collection, a significant drop from the 16 actions tracked in 2024. Of those actions, six were handled by the Federal Trade ...

CreditAssociates offers debt settlement plans that can help you get out of debt, but it’s risky. Compare debt settlement with other debt payoff alternatives. This page includes information about these ...

・Settling federal student loans for less than you owe is rare and usually happens only after default. ・Private student loan settlements are more common but can severely damage your credit and carry ...

A new program is now available in Minnesota to help you settle debt that you are accountable for. “Minnesota is one of 33 states where we offer the debt resolution plan, where we can help consumers ...

Credit One Bank has agreed to pay just over $10 million to settle a civil consumer protection lawsuit alleging the company or its vendors made repeated, intrusive and harassing debt collection calls, ...

That concern isn't unfounded, either. Creditors and debt buyers have many tools at their disposal to collect what you owe, and given today's uncertain economy, they are becoming increasingly ...