A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, ...

Overpaying your credit card bill is a common mistake that usually has no negative effect on your credit card account or credit report. If you’ve overpaid by a significant amount, however, then your ...

Missing a credit card payment can make financial recovery a difficult process. Here's what happens if you miss your monthly ...

Minimum payments barely chip away at your balance and allow interest to pile up. Neglecting ways to reduce your interest, like 0% APR periods, hardship programs or rate negotiations, can be costly.