A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, ...

Overpaying your credit card bill is a common mistake that usually has no negative effect on your credit card account or credit report. If you’ve overpaid by a significant amount, however, then your ...

Maintaining a healthy credit score is crucial for getting seamless approvals for personal loans, credit cards along with other financial products. A common question many people raise in such a ...