A first mortgage is the main loan used to buy a home, and it gives the lender the first claim on the property if the borrower fails to repay. Most homebuyers rely on a first mortgage since few people ...

HFA loans are mortgages available through state housing finance agencies. These loans are geared toward first-time homebuyers and commonly offer down payment assistance. HFA borrowers typically must ...

Matt is a Certified Financial Planner™ and investment advisor based in Columbia, South Carolina. He writes personal finance and investment advice for Motley Fool Money and its parent company The ...

Learn about the types of loans available before beginning your home search Written By Written by Contributor, Buy Side Kim Porter is contributor to Buy Side from WSK and expert on mortgages, student ...

Research has shown that FHA buyers have been intentionally excluded from the housing market in the past. What’s surprising is ...

First Citizens Bank offers a wide variety of mortgage options, including specialty loans for physicians, rural buyers and home renovators. The lender also offers VA and USDA loans with low or no down ...

The Federal Housing Finance Agency is increasing the size of home loans that the government can guarantee against default as it takes into account rising housing prices.

Optimum First Mortgage (NMLS #240415) offers conventional, FHA and VA loans in 17 states. The company's commitment to delivering the most competitive rates in the industry is backed by its active ...

The average rate on a 30-year U.S. mortgage edged higher this week, though it remains relatively near its low point so far ...