Depositing a paper check into your bank account could mean waiting a few days before you can access those funds. Banks routinely place holds on checks before crediting the amount to your account. Why ...

WASHINGTON – The Federal Reserve last week rejected requests by lawmakers to shorten check hold times, saying it is too soon after enactment of the Check 21 law to warrant changes to its funds ...

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Each bank has different policies for customer access to funds when depositing a check. However, the federal government has rules on the length of time a bank or credit union can hold your deposited ...

Learn which factors can affect a check’s hold time Lisa Goetz is a finance content writer for Investopedia. She typically covers insurance, real estate, budgets and credit, and banking and taxes.