Recently, the Department of the Treasury and the IRS issued the long-awaited final regulations regarding the provisions of SECURE 2.0 relating to catch-up contributions made by participants in ...

Sometimes called the 'super' catch-up contribution, this new saving option is only available to workers age 60 to 63. There have been numerous changes to the tax rules surrounding retirement plans in ...

The Internal Revenue Service has finalized regulations implementing key provisions of the SECURE 2.0 Act, including new requirements for catch-up contributions in workplace retirement plans. The rules ...

Participants who are not High Earners in the prior year can continue to make pre-tax or Roth catch-up contributions, as permitted by the plan. Determining the $145,000 Threshold The threshold is ...

While plan sponsors and payroll providers will likely take the first steps, recordkeepers face growing complexity as the new requirements unfold. Starting in 2026, those 50 or older who earned at ...

Income thresholds for Roth IRA contributions rise in 2025, while some older workers can boost catch-up contributions.

The AICPA requested additional guidance from Treasury and the IRS on catch-up contributions that are designated as Roth contributions in Section 603 of the SECURE 2.0 Act of 2022 (Division T of the ...

For Americans ages 45 to 54, the median 401(k) balance is just $67,769 according to Vanguard's How America Saves Report. This ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

The standard 401 (k) contribution limit for 2025 is $23,500. If you're over 50, you can add another $7,500 in catch-up contributions, bringing your total to $31,000. For workers 60 to 63, there is a ...

You can contribute to multiple traditional 401(k) and after-tax Roth 401(k) accounts in the same year, but your total 401(k) ...