You can forgive Angel Reese’s mother for nearly dropping her birthday cake when she heard the news that her daughter had paid off her mortgage for her.

WNBA star Angel Reese just achieved the dream of many athletes when they go pro: paying off their parents' debts. The 22-year-old recently had her mother on as a guest on her "Unapologetically Angel" podcast.

On Thursday, Jan. 30, the Chicago Sky star, 22, invited her mother "Mama Angel," whose real name is Angel Webb Reese, onto her YouTube show Unapologetically Angel. They spent almost an hour discussing Reese’s rise to fame and basketball career before her mom’s birthday surprise was revealed.

Policy changes: When the Fed adjusts the federal funds rate, it spills over into many aspects of the economy, including mortgage rates. The federal funds rate affects how much it costs banks to borrow money, which in turn affects what banks charge consumers to make a profit.

It's important to understand that the Fed's decision to pause rate cuts will not directly impact mortgage rates. Mortgage rates are actually driven by a range of factors, including the Fed's rate changes. This week's Fed rate decision does, however, have a big influence on where mortgage rates could head.